How Alerts Work

The alert lets anyone making an inquiry about your credit – let’s say it’s a car dealer − know that you’re watching your credit for identify theft. The car dealer now knows to take special steps to make sure the transaction is okay. Usually, it’s a phone call. Make sure to provide us with a cell phone number.

A credit alert is like a monitored burglar alarm. When something triggers the alarm, the credit company will contact you first. The burglars have met a stop sign and can go no further. But you can deal with the situation the moment it happens.